Peace of mind
A house is one of the largest financial commitments many of us make and it can be at risk in the event of not continuing to make mortgage payments. Mortgage Yard always recommends that you consider how your mortgage payments would be met should the worst happen. We can advise and recommend suitable policies that meet your needs and budget
PEACE OF MIND IS…
A Life Assurance policy which will repay your mortgage debt in the event of a death of a mortgage holder ensuring your loved ones are secure in their home during a difficult time.*
..A Critical Illness policy which pays out a lump sum on diagnosis, so you don’t have to worry about meeting mortgage payments. You and your family will then be free to concentrate on treatment or recovery. *
.. An Income protection policy which provides you with a monthly income should you be unable to work.
* The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
** Income protection (with no investment link) has no cash in value at any time and will cease at the end of the term. If you stop paying premiums your cover may end.
Mortgage lenders will require you to have a suitable buildings insurance policy in place when you take out your mortgage. We can arrange a competitive quote for you and have it ready to start when you exchange.
Although contents insurance isn’t compulsory Mortgage Yard always recommend that you consider it. We can arrange a competitive quote for you to consider.