Come and talk to us if you are thinking about purchasing a buy-to-let or looking to refinance your existing properties.
Once we know what you are trying to achieve, our role is to select the most appropriate and best value products for you. Our knowledge of the significant changes in lending policy, legislation and taxation in the last few years could save you time, money, and hassle.
Our aim is to establish a long-term relationship with you and we’re always at the end of the phone throughout the process, or to discuss your next project!
HOW IT WORKS
Talk to us!
There’s no obligation or initial cost. We like meeting our clients and getting clear on what you want and what we can offer,
If you’re investing in the buy to let market our initial discussions will cover price, deposit, and rental potential. We will also help you evaluate the suitability of a property for investment and whether it meets the technical legal requirements.
If you are re-mortgaging, remember you are not tied to your current lender. Come to us, review your financial structuring and we will research the market and find you a better deal.
If you are a landlord with numerous properties, you will need a holistic approach to your portfolio. At Mortgage Yard we work to understand your business, which enables us to manage the refinancing programme well, saving you time, stress, and money.
Our skill lies in our ability to select the right product for you from a wide range of lenders, many of whom are not on the High Street. We work so that your investment works better for you.
KEY POINTS TO CONSIDER
Should I purchase as an individual or a Limited Company?
Am I investing for income or capital growth?
What are my long-term aspirations?
How do I achieve best value for my investment?
How much can I borrow?
Your property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority