TERMS & CONDITIONS
FIRST TIME BUYER
Don’t Panic! If you are buying your first home it’s a whole new chapter of your life and we are here to assist you realise your dream.
There’s a lot to think about, so the sooner you contact us and you begin to plan the better. We are here to guide you through the whole process with an understanding of you, your needs, and your circumstances.
We access a comprehensive range of mortgage products, including exclusive rates not always available on the high street. This allows us to find a mortgage that is not only suitable for your needs, but also as competitive as possible.
Once we are on your team, we are always at the end of the phone with advice and guidance until you move into your own home.
HOW IT WORKS
Come and talk to us! There’s no obligation or initial cost. We love meeting our clients and getting clear on what you want and what we can offer,
We can estimate how much you may be able to borrow, how much deposit you will need and any particular issues we need to consider. You may require a bit more time to save and we can keep in touch until the time is right. You may be in a position to start house hunting immediately and you are in a much stronger position to make an offer if the estate agent knows you have a mortgage broker at your back..
When your offer is accepted, we will process and manage the application all the way through to the offer and be on hand until you move into your first home.
How much deposit do you need?
What type of property can you afford?
How do I save for my deposit?
Have you considered Share Ownership schemes?
How can Government schemes help?
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of mortgages